Here are ways that I make my money in AC:CF. I took out the fishing and bug catching because I only got like 1 fish and 3 bugs. Another way I didn't mention.
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Growing New Fruits
Same as sending out fruit to get furniture, sendout a letter to all the characters in your townand attach a shell to each one. Some of themwill send you back close but a few will send youfruit that does not grow in your town. To get thenew fruit to grow you have to chop down a fruittree already growing in your town and use yourshovel to remove the stump, in the hole where youremove the stump place the new fruit, bury andwater the sapling and the new fruit tree willgrow in the place of the already existing fruitin your town.
Cross Breeding Flowers
Plant three kinds of flowers in a box shape (example: Tulips, daisies, roses) different colors or the same, water all three flowers for at least 1-2 days, in the empty spot, eventually you'll have a new color of flowers .
Jingle The Reindeer
On the night of dec. 24 after 8:00 a deer named jingle will be there to deliver presents. You can get the jingle set from him but its kinda hard. Jingle hides in houses and all over your town. He only goes in houses that have the lights off and he doesnt go in your house. When you find him he will ask you 2 questions to determine what kind of furniture you will get.This furniture is really expensive 12, 450 for every piece. He goes away at 1:00 am so thats alot of furniture. I made like 300k bells just that night. So go and do it, but. IT GETS REALLY HARD AND IRRITATING. But worth it.
Bank Deposit Prizes
Deposit the amounts of money listed below intothe in-game bank to unlock the correspondingfeature.
How To Get Big Bells On Halloween! (without Needing Candy)
First change the date to Halloween (October 31st). Then empty out your pockets, go to Tom Nook and buy 16 packs of paper. Next go find the neighbor closest to Tom Nooks and they will talk to you. Say you don't have any candy and they will get mad and turn your paper into Jack-o-lanterns. After, walk away from them until they are outside of your view. Go back and they will talk to you again, keep on doing this until all of your paper has been turned into jack-o-lanterns. Go back to Tom Nook and sell all of them for a grand total of 15,000 bells! Repeat this until you get tired.
Bug Money
You can get more then 100, 000 bucks on bugs that are on the coconut tree these bugs areCyclommatus 8, 000 bills, Golden stag 12, 000 bills, Alas beetle 8, 000 bills, Elephant beetle 8,000 bills,Hercules beetle 12,000 bills, Goliath beetle 6, 000 bills. These are very rare though and you have to make a row of coconut trees (by the ocean) and go down the row for some time then you can fill your pockets with bugs and go home and put them down and go back. Hit they are out a lot at 11:00-12:50.
Money Tree!
First buy two shovels. Next find a nice spot to bury on of the two shovel, member where you buried the shovel, skip two days ahead and dig up the shovel you buried and it will be gold! Now you can make a money tree! First take out your golden shovel then get a money bag or a 100 bell token and bury it with your golden shovel then water it for two to four days and then BAM! Money tree when you shake money falls out of it.
Meet Wisp the Ghost
After 8PM, after the stores have closed, come outside and walk around until you hear a voice.It will give you some directions. Follow the directions, and you'll see a ghost (he is alwaysnear water). The ghost is Wisp, and he will ask you to find his lamp, the Empty Lamp. You can sometimes find it early, but only on Mondays! If you've done all this, and can't find Wisp, you can find him up in your attic. He will give you one of three great rewards: 1) Clear ALL weeds from your town (a great first step towards a 'Perfect Town'), 2) Clear ALL cockroaches from your town, or 3) Get a random item.
How to Get Some Easy Money
Take a net get some bugs and then sell them. You can also take a fishing rod and cacth fish then sell them.
Paper Candy Mix-up
Advance to halloween (Oct 31) at 8:30 pm then you go to tom nooks store and buy as much paper as you want or that you already have you then find someone they say trick-or-treat and you say heres ur candy. Give them paper and then you have jack-in-the-box which you can sell for a lot more than just paper!
Find K.K. Slider!
Every Saturday at 10:00 pm, go to the roost in the museum and on stage you will see K. K . Slider!
5,000 Bells A Year
On your Birthday you mom sends you 5, 000 Bells, if you want to get rich just keep advancing to your birthday and go up a year and the money will be coming in by the thousands.
Gold Roses
Plant three red roses in a group, not a line, leaving an open space for new roses to grow. When black roses appear (they will look dark purple), water them for a couple of days. Then, let them dry out, turning brown.When you go to water them the same day they turn brown, use your watering can THREE times, placing the water right in the middle of roses. Next day, gold roses.I've only been able to do this when playing in the Spring and Summer, and I used my Gold Watering can. It doesn't always work but I've been able to produce five gold roses!
Fishing For Money
Here is a list of fish that are worth a lot of bells.
The Lost Key
Sometimes, an animal in your town will say that they lost their house key. Go to their house, and it will say that it is locked. Go fishing for a small fish. You will eventually catch a key. Give it to the animal, and you might get some Bells or a Gyroid.
Silver Slingshot
Nook rarely sells the Silver Slingshot after Nook Way expansion for 500 Bells. I got mine the 12th of Feb, so warp back to then!
Gyroids Keep Beat
If you place a Gyroid in your home and start some music, the Gyroids will keep the beat with the song. I think the best beat-keeping Gyroid is just the Tall Ombloid. Too bad you can only have 4 Gyroids on at a time.
Get Blathers to Say the Museum Is Better
To get Blathers to say that 'the collection is coming along quite nicely' instead of 'almost nothing on display' donate at least 67 items to the museum.
Shoe Shine by Kicks
In the city, there will be a skunk named Kicks who will shine your sneakers. He may also change the color of your sneakers, especially when you choose 'Go by color! ' . When you choose 'Go by color! ', he will change the color of your sneakers based on the hat your wearing. If you don't like the way he changed your shoes, just put your other hat back on, and have him shine them again.
Talk to Phineas
Sometimes in the city there will be a fat seal named Phineas. Talk to him. He gives you dorky prizes. Example: a bubble wand.
Shoe Shine
While visiting the city, find the skunk. He will shine your shoes, allowing you to change the color.
Nookington's
If you wanna keep your store as nookington's, when nooks says he wants to talk to you about something, he will ask you what you look for in a store. If you always say variety, it will stay nookington's If you say something else he will change the store back to nooksway.
Gyroid Room
Go to the coffee shop and always bring a Gyroid with you. One day, Brewster will ask you about it and he will ask for it. There is a special room that he keeps them in and you can back an get it later if you want.
Get A New Bridge, Fountain, and Lighthouse or Windmill
Go to the town hall an donate 200,000 bells to the town fund an they will give you an option of 3 places you can get a new bridge. Then donate 500,000 and get a fountain an when you throw an axe in once a day a goddess will appear an she might give you a gold axe if you keep trying, but don't be surprised of she keeps your axe. Then donate 1,000,000 and you will have an option of a windmill or a lighthouse...it takes about a week for them to put them out in your town.
Tips For Auctioning Items
Certain items like Gyroids and fossils bidding prices can be predicted. If you auction off an item such as a robo-tv the prices will vary. If you auction off a Gyroid you will get somewhere around 3,000 bells a piece. If you auction off a fossil like a T-rex head you will get 4 times as more bells than what Tom Nook will give you. So if it is 5,000 bells you will get a whopping 20,000 bells! That is if it sells...
Pitfall Your Neighbors!
If you plant a pitfall seed and push your neighbors into it they will be stuck. The only way they can get out is by talking to them. Afterward, they will be sad for a short period but it's just fun to see your neighbors panic!
Star Fish
If You See A Star Fish in the the Ground use your shovel and dig it up. It could be anything.
Mario References
First just go and buy paper. Then all you have to do is go and get a whole bunch of fruits. Write a quick letter to someone and put the fruit as a gift. Keep doing that till you write using all of you paper. Send to the post office. Wait a day or two and then all of the people you sent letters to will have sent you something back like furniture, walls, or flooring.
Wild World Import
Transfer your saved game files from Animal Crossing: Wild World, and all of your unlocked items will be available in Nook's store.
Bunny Day Dates
Just in case you want to change the date to bunny day the dates are organized by the year.
Snowman Items
During the winter, there will be two snowballs somewhere in your town. All you have to do is roll them around and they will grow bigger. Make sure the head of your snowman is slightly smaller than the body of your snowman. If you roll a snowball into another one, the snowball you were rolling will end up on top and that will be your snowman. If you get it right( and it will take some time to make your snowman happy) then he will say something positive about the way he is built and you will get something in the mail from him. If you didn't get it right them he will say something negative. There will be two new snowballs everyday during the winter.
Gracie Furniture
If you see Gracie the Giraffe walking around your town you might receive furniture from her. Talk to her during each season to receive cool furniture sets.
The Salon
For first timers at the salon in the city, you can go in and ask Harriet the salon owner,and she will ask if you want a makeover or a new hairstyle. If you choose hairstyle you will have to pay 3,000 bells to get your hair done. If you choose makeover and it is your first time there you can do it for free (The makeover is when you get to look like a Mii. You choose the Mii and Harriet makes you look like that me!
Messenger Bird
When you go to a message board, sometimes there will be a yellow bird. When you approach it, it flies area. Once you see the message's one is new.
Silver Shovel
On some random night's in the city, go all the way to the right after 8:00 pm. You will reach a place if the cones are pushed aside. Talk to Mr. Restti. He tells you to get out and take the Silver Shovel with you!
Money Fish
In Winter, there are a lot of MONEY FISH! One is called the Football fish which sells for 2,500 bells. The others are Red Snapper, lobsters and that's it.
Lots O Bells
First you must finish Tom Nook's part-time job. Then get the fishing rod. Go to the ocean and fish! You might catch Sea Bass, Red Snappers, Barred Knifejaw's, Sea Horse, and more. Sell them for a lot of bells. You will be rich in no time!
House Expansions
Below is a list of cost for expanding the size of your house for each addition.
Tom Nook Points
When you spend money in Tom Nook’s store, you earn a point for every 100 Bells you spend. Purchase the items listed below from Tom Nook for the corresponding amount of points earned.
Selling Mushrooms
Mushrooms are valuable items that can be sold to Tom Nook for Bells. If you happen to find Elegant Mushrooms, you're in luck, because those valuable items are worth a shocking 10,000 Bells a piece.
Easy Money
Every day one of the rocks in your town gives money for 5 seconds if hit with shovel or axe. Can only be done once a day and rock changes every day
Fishing Tourney And Bug Off Dates
Flea Market Dates
Same as the last game, bury one shovel with another then wait 1 day exactly. dig it up and there ya go! you can also put 1,000 bells in the ground water EVERY DAY and have a money tree!
K.K.'s Secret Songs
K.K.'s three secret 'request-only' songs are: Stale Cupcakes Spring Blossoms Wandering They will sound oddly familiar. K.K. will be very surprised that you know these 'secret' numbers.
Harvest Set Unlockables
To get a furniture item from the Harvest Set, You must talk to Tortimer after 3pm on Harvest Day, (which this year was Nov. 27). He will give you a Fork and Knife pair, telling you that the 'Special Guest' hasn't shown up yet. There will be a Turkey character, Franklin, hiding somewhere in your town. You will be asked to trade himm the Fork & Knife. If you do, he'll give you an item from the Harvest Set. The set includes: Fork and knife, wall, rug, bed, dresser, bureau, sofa, char, table, mirror, TV, clock and lamp.
Model Of Town Hall
When it's your birthday, talk to your neighbors.
Spooky Items On Halloween
You can unlock the following Spooky items on Halloween starting at 6pm. You have to find Jack and give him a piece of candy. If you give him candy, he gives you one of the following from the 'Spooky' series: Bed, dresser, wardrobe, sofa, chair, table, vanity, bookcase, clock, lamp, wall, carpet.
Jingle Series Furniture
To unlock the jingle series of furniture, talk to Jingle on Christmast Eve (at 8pm). You can get: wall, carpet, bed, dresser, wardrobe, sofa, chair, table, lamp, clock, piano, and shelves.
Mario Items
Shoot down the ballons with the sling-shot from Nooks store to get one of the following: '?' block, 1-up mushroom, brick block, cannon, fire bar, fire flower, green Koopa shell, starman, green pipe, flagpole, super mushroom, coin, brick flooring, and mushroom mural.
New Years Shirt
Talk to Tortimer at town hall on January 1st to get the New Year's Shirt for each year.
Wendell
You'll find Wendell on weekdays between 6:00 and midnight (12:00) find him fish and he'll give you prizes! NOTE: he's a big fat blueish purplish thingy.
Serena
First you have to donate 500, 000 bells till you get a fountain once you have a fountain, buy an axe, and walk up to the fountain and press A with the axe in your hand, then you'll throw your axe in the fountain then Serena will show up, answer questions for her and she MIGHT give you a silver axe or a gold axe. WARNING: she will make VERY mad, just answer the questions to try and be polite.
Get More Hair Cuts
After you've bought every hair style at least once Harriet will offer you hair cuts for the opposite gender!
Golden Shovel
Plant a shovel with a different shovel. Wait one day then go and dig it backup. Now you have a golden shovel.
Foreign Fruit
To get other fruit, shoot down a lot of balloons and you might get a different fruit.
Silver Fishing Rod
To get this item, Tom Nook rarely sells it after Nook 'n' Go store expansion for 500 bells.
Golden Watering Can
To get this item, keep your town perfect for 15 days straight!
Silver Watering Can
To get this item, buy 50 bags of seeds from Tom Nook.
Fountain
To get a fountain in your town, you have to donate 500,000 bells to your town fund. Once you do get it, go get a ax and throw it in the fountain. Then a goddess will appear. You will either get a golden ax, silver ax, get your ax back, or not get it back at all.
Tortimer's Goods
To get the following of Tortimer's goods, speak to him on the corresponding day noted below.
How To Get Rich On Easter
First, switch the date on the Wii to April 12, 2009. Then, when on Animal Crossing City Folk, go infront of the town hall and meet Zipper T. Bunny. He will tell you about bunny day and tell you to go dig up Easter Eggs. He will also tell you about the special prizes in the eggs (Bunny Foil) and if you find some he will give you a special treat (Bunny Day Furniture). When you dig up as many as you can, go to your pockets and click on the egg and select 'open'. If you find bunny foil (golden foil with a white bunny) take it to Zipper T. Bunny and he will either give you a.
Bunny Wall
Bunny Floor
Bunny Bench
Bunny Bed
Bunny Chair
Bunny Clock
Bunny Stereo
Bunny Toy Set
or a Bunny Table
If you take these to Tom Nook's Store, he will give you like 5, 000 Bells for each piece! I once sold the whole set and made like 80, 000 Bells! But if you decide to keep the furniture you will score high with the Happy Room Academy.
Easter Day Money
On bunny day you will get bunny furniture. Sell all the bunny furniture to nook and soon you will have 100 bells. Skip to the next sway and go back to bunny day and collect Easter eggs and sell the bunny furniture to nook again and if you keep doing this you will soon be rich like me!
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We have no guides or FAQs for Animal Crossing: City Folk yet. If you have any unlockables please submit them.